The Problem of Claiming Social Security Disability Benefits in the US
Disability benefit payments in the US reached a record-breaking high in March 2013 at $8.85 million; roughly 21% more than what it was in 2007 when the economic recession first started to bite hard. In 2010, the Social Security Administration (SSA) paid out about $128 billion in disability benefits, compared to the $18 billion (adjusted for 2010) in 1970. This upsurge in disability claims has the SSA scrambling to fund the payouts, and at the present rate the program will be unable to pay out full benefits across the board by 2016 due to insolvency. In other words, the SSA is running out of money.
Analysts state that this sharp increase in disability benefits cannot be explained by a corresponding downturn of the average working American’s health or worsening impairment. Because this trend began appearing when the economy took a plunge in 2007, the belief is that the Social Security Disability Insurance (SSDI) benefits to sustain unemployment rather than to support workers who are no longer able to work because of health problems. According to the website of the law firm LaMarca Law Group, P.C., this is somewhat alleviated when a worker qualifies for workers’ compensation, but it doesn’t address the basic problem of long-term unemployment.
The SSA as a consequence has become much more circumspect about processing SSDI claims to weed out those that are not qualified to receive benefits under the program’s mandate. The SSDI routinely denies 70% of all claims, and the appeals process is even more stringent as well as tedious. Making it difficult to make a claim aims to weed out those who are unable or unwilling to find work but are not really disabled. As discussed in the website of the Chris Mayo Law Firm, this is a big problem for those who are genuinely in need of help because of their health impairments.
If you are permanently disabled and unable to work, you may qualify for SSDI benefits. Enlist the help of an experienced SSDI lawyer to process your claim.